Our combination of licenses, registrations, and special education qualify us to work with all types of investments. Our process takes a comprehensive approach to planning that incorporates your insurance, legal and accounting needs in addition to your investments. We provide solutions based on the following key focus areas.
Income planning is the various solutions that align to create a robust source of retirement income. We’ve found most retiree’s biggest fear is a rapidly dwindling source of income. Due to things like taxes, longer life expectancies, market volatility, and inﬂation, the next generation of retirees face a real risk of outliving their money. Common solutions can include annuities, cash value life insurance, certain investments, and asset maximization strategies. Maximizing your income from your retirement portfolio requires precise planning and execution to help control the quality of life in retirement.
A good investment can help secure retirement or grow a source of funds for emergencies, vacations, college, and other life goals. But there are so many options, how do you choose the right investments? How do you make sure your investments stay on track to achieve your goals? That’s where we come in. Your investment strategy should work in concert with your other ﬁnancial goals. No matter what your goals are, we are here to guide your assets to their full potential. With expertise, knowledge, and experience, we manage your investments so that you don’t have to.
Properly incorporating tax strategies into your retirement plan can be detrimental to your goals if not done by a professional. We address retirement income tax planning, deﬁned beneﬁt plans, required minimum distribution planning, IRA tax strategies, IRA trusts and so much more when we prepare a client for how taxes will affect their ﬁnancial objectives.
HEALTH CARE/LONG-TERM CARE
Elder care planning is the act of planning ahead so that life’s transitions are as smooth as they can possibly be. Even if you have not planned ahead, there are many techniques we can use to lessen or eliminate the burden on your ﬁnancial assets. Paying for the care you need can be one or a mixture of methods such as private pay, long term care insurance, VA aid and attendance or vendor Medicaid. Dorhout Retirement Services will help determine if these methods are right for you and your family.
Estate planning is the process of establishing how assets will be transferred upon death. While the central idea behind estate planning can be simple, the strategies employed can be complex, depending on the asset types and how these assets are taxed. The earlier you explore your options, the better you will be positioned to leave a maximum legacy to your heirs. Through Dorhout Retirement Services you have access to dedicated, caring professionals to guide you through your estate planning solutions.